March 2015

Found 4 blog entries for March 2015.

10 Things You Should Ask a Real Estate Agent

Having the right real estate professional by your side can greatly improve your home-buying experience. A good rule of thumb is to interview a minimum of three candidates.

Here are 10 questions to ask during an interview:

  1. Are you a full-time professional REALTOR®?

    • How long have you worked full-time in real estate?
    • What geographic areas do you specialize in?

     

  2. Do you have a Website?

    • What information can I find there?

     

  3. How will you keep me informed during my home search and throughout the transaction?

  4. Do you have a staff or a team?

    • If so, what roles will they play in my transaction?

     

  5. Will you show me properties from other

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Deciding How Much House You Can Afford

Before you start house hunting, you need to determine how much house you can afford, which will entail getting either prequalified or preapproved for a home loan. A real estate agent can help you find a mortgage broker to begin the process. While getting preapproved is a more in-depth process, a preapproval letter lets both real estate agents and sellers know that you're a serious shopper who means business.

What do I do to get prequalified?

A prequalification can be done online or over the phone and does not require your submitting financial documents. You will be asked to provide basic information about your finances — for instance, your household income versus your debt load. With this information, the

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How Can a Real Estate Agent Help Me

Whether you're in the market for a primary residence, an investment property or a second home, purchasing real estate involves many important considerations and decisions. A real estate agent can provide the focus, due diligence and expertise needed to help you find the home of your dreams.

A real estate professional will:

  • Assist in determining how much house you can afford and help you get pre-qualified or pre-approved for a loan.
  • Simplify your search by helping you define home and neighborhood criteria.
  • Screen new listings daily and alert you of homes that match your criteria.
  • Keep you abreast of local market conditions, so you can make informed decisions.
  • Gather in-depth detail on each home,
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Location, Location, Location

Where you buy not only affects the home's current and future value, but it also affects your lifestyle. Your agent will be able to conduct a more targeted home search if you outline your preferences in neighborhoods and nearby amenities.

Here's a checklist of items you should consider and communicate to your chosen real estate agent

  • Urban, suburban or rural
  • Commute time
  • School districts
  • Desirable neighborhoods
  • Proximity to the airport
  • Proximity to restaurants and retail
  • Access to major highways and thoroughfares
  • Access to public transportation
  • Health care facilities
  • Parks and recreation
  • Length of time you plan to live in the home (Your agent should be knowledgeable about growth trends
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